Zombie Banks, Economic Tsunamis and the Gold at the Bottom of the Ocean

Posted on February 26, 2009. Filed under: Original articles | Tags: , , , , , , , , , , , , , , , , , , , , , , , , , |


Many are losing their homes and livelihoods now due to an economic tsunami. While this disaster is man-made, its magnitude is sweeping a good many honorable people away in the surging undertow. The broader truth here is certainly the same as in a natural disaster: there is far greater value in the lives being lived than in the possessions lost.

See the full post at the new Heal the Money website: healthemoneybook.com

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Defeating Saber-Toothed Financial Tigers part 2: Three Steps to Calm Confidence

Posted on February 5, 2009. Filed under: Original articles, Uncategorized | Tags: , , , , , , , , , , , , , , , , , , , , |

(for part 1, click here)

Many of us recognize America has been operating out of integrity. Hypocrisy, fraud and lies have been the order of the day at the highest levels of government as well as corporations. Our financial systems both reflect and drive this widespread disrepute. 

But, by the vigor in our recent vote for change, we have put our foot down. No more. We are ready for integrity. 

Our clarity of purpose in this choice will determine the extent and the depth of this financial crisis. 

Fortunately, even as the darkening clouds loom, we have a palpable sense now of having taken back our government. As promising an energy as Obama radiates, he can only follow the trail we clear. We are the change we’ve been waiting for. Our own determination to make sure that real change actually takes place will be the measure of our generation. 

Big time change

To a certain extent, however, the tipping point has already been reached. Change is upon us, big time. Exposing and disposing of all the corrupted financial rot will mean coming to grips with one heck of a lot of change. Pillars we’ve been leaning on, striving for, or expecting to support us, will give way. Big banks and corporations will fail. More fraud will continue to be unearthed — I doubt we’ll even be able to take in the true extent of it.

Saber-toothed tigers lurk around the bend... or do they?

Saber-toothed tigers lurk around the bend... or do they?

The consequences of the upending are looming as large as a saber-toothed tiger, ready to devour us around the very next corner. 

The key question becomes how we respond to these collapses and revelations? 

Many will agree with Arianna Huffington, this is a mad-as-hell moment. Do we allow the rising fears, anger and outrage to run our lives and force our decisions? To lead us into violence or into despair? 

What can a person do to avoid being sucked into the panic?


Three steps to gain perspective and avoid screaming

The effort of gaining perspective is a large one — one I’ll be addressing all this year. We are in the middle of a time of great change, no one seems to have the answers, and the future is shaping up to be a lot different than we expected. There’s a lot on our plates. 

Below, I touch on three critical steps you can take personally to release some of the fear that can eat away at your energy and throw you into panic mode. 


Step 1: Recognize it’s a transition to integrity

First of all, decide for yourself that this time is a transition to integrity. The rot simply has to go. To establish integrity, we need to hold our noses and dig up the rot. The fraud-based systems we’ve been used to will have to be completely transformed or jettisoned. Thieves have made off with the loot and set fire to the house as they left. Yes, someone’s going to have to go after the thieves, but that’s not going to save the house. Much of it will just have to come down.

What the new systems will look like, we don’t presently know. Most current “experts” won’t have the answers — they identify too strongly with the current system. And I wouldn’t count on those who got a chunk of loot from the old fraud to be too happy about the changes underfoot. Don’t count on them for solutions. As Albert Einstein noticed, “no problem can be solved from the same level of consciousness that created it.”

On the bright side, nothing brings sides together better than a shared sense of not knowing what the answer is.

Indeed, we need to let go of what we think we know. It is only this energy of humility that will bring the inspiration for new answers. 

Coupled with humility, we need to stand firm in demanding integrity throughout the new system. If we aim to deliver integrity, chances are good that what we create will be a vast improvement from what we have now. 


Step 2: We are enough to face the unknown

It could be just a CGI saber-toothed tiger from a bad movie.

It could be just a CGI tiger from a bad movie.

Second, unpack your fear of the unknown and examine it for a moment. The unknown is frightening because somewhere inside virtually every one of us, there’s a firmly held belief that we are not enough to handle what’s around the corner. 

A well-programmed voice in the head tells us we’re not prepared, we won’t know what to do, we won’t have the resources … ultimately, that we’ll die a horrible death, bankrupt, alone and unloved if we go around the corner. AAAHHH! We quake imagining the kind of saber-toothed tiger that we’re absolutely certain is just over there

But if we examine this fear, we realize we don’t know for sure whether what lies ahead is actually a saber-toothed tiger. It could be a rock in the shape of a tiger… we could easily go around a rock. It could be a shadow of something we encountered in the past, say in 10,000 BC… we could walk right through a shadow. 

It looks like there's something in your paw

It looks like there's something in your paw.

Even if a dangerous predator does sit out there, maybe it will be fast asleep by the time we walk by. Maybe it will go after someone else. Maybe it’ll be a bad pouncer and miss us. Maybe we can calmly saunter past it while it’s looking at a bug. 

Maybe we’ll hit it at exactly the right place with a marshal arts move we learned in high school and knock it out, if it does charge.

Or … maybe it’s roaring because it has a hurt paw.

Tigers aren't so scary after all.

Tigers aren't so scary after all.

Or maybe we can charm it with our charisma and he’ll become our buddy. Hey, we could have a saber-toothed tiger pet!

By imagining alternatives, we can coax ourselves into realizing, hey, we may in fact be enough to face whatever lies ahead, even if we’ve never experienced it before.

So instead of spending time and energy imagining the worst, cultivate a calm confidence that you are enough to manage whatever comes. Let go of any thoughts that tell you otherwise. 


Step 3: Don’t leap to the future, stay in the present.

Third, bring yourself into this particular moment. What in this moment is the problem? 

Suspense is all in the perspective.

Danger can also be a matter of perspective. It only looks like she's high off the ground.

Alfred Hitchcock once said, “There is no terror in the bang, only in the anticipation of it.”

Almost all fear is future oriented: the anticipation of future doom, future harm. The dread of getting to the corner and facing the imagined saber-toothed tiger freezes us and chills our bones. 

The actual danger lies in the future, but by anticipating it, we experience the doom right now, long before the consequences have materialized. 

We become so afraid, the tiger may as well sink its teeth into us now because, internally, we’ve already decided that’s what’s going to happen — we can feel our flesh ripping apart and the blood spurting! Internally we’re already going through the very doom we’re trying to avoid. 

So what happens? We can’t act, we lose clarity, we panic, we don’t know what to do, we make rash decisions. We’re stuck. 

Albert Einstein recommends, “A man should look for what is, and not for what he thinks should be.” 

Our expectations and judgments color what we see in the world. Some say they even create what we see in the world. 

To reduce fear, take yourself out of the mode of judging what is, and instead put yourself into the mode of simply observing what is. As the wise master turtle Oogway says in the delightful film Kung Fu Panda:

Shifu: “Master master, I have… uh, it’s very bad news.” 

Oogway: “Ah Shifu, there is just news. There is no good or bad.” 

Do your best to see what’s happening as simply news, not “bad” news. (For the advanced course, try and do this when you’re watching FoxNews.) 

Begin to let go of anticipated doom. Perhaps there will be bridges that need to be crossed at some point. Keep your focus on the now. 

Ask yourself, “Am I safe right now, in this moment?” Do you have food and a roof over your head right now? If you feel safe now, can you let that feeling of being safe expand?

If you feel unsafe now, can you coax yourself to let go of that feeling of being unsafe, just for a moment? You have the ability to hold onto feelings, or let go of them. See if you can let go of the feeling of being unsafe. 

Also start to let go of judgments about the circumstances you find yourself facing. Can you allow things to be different from how you think they are? Can you allow things to be different from how you worry they will be? 

Above all, let go of beating yourself up for being in whatever predicament you are in. Can you let go of blaming yourself? Can you let go of blaming others just for this moment?

Can you allow yourself to feel you are enough to handle your current circumstances, whatever you are facing, in this moment?

Use the three exercises to defeat your own saber-toothed financial tigers. As you may have realized, the most important saber-toothed tiger to defeat is within ourselves.

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Defeating Saber-Toothed Financial Tigers part 1: Ready for Integrity

Posted on January 27, 2009. Filed under: Original articles, Uncategorized | Tags: , , , , , , , , , , , , , , , , , , , |

In the events since my last blog article, it hardly seems the same country. We cast a triumphant vote for change that resounded around the world. We’ve been buffeted by the opening waves of a mighty financial storm. And a great weight has finally lifted from all of us with Obama’s exuberant inauguration a week ago. 

As I washed dishes between inauguration events, it hit me, deja vu-like: Obama has the character I’ve been expecting in a president since I was a small girl. Eloquent, visionary, sensible, compassionate … the kind of humble aspect but powerful purpose I saw, even as a youngster, in Lincoln and Washington. 

Ah, no wonder I’d been so upset with every other president — they were not up to my inner standard, not even close. Finally, we have someone I’ve been expecting all along.

A sense of matter-of-factness enveloped me. Okay, now we can get to work. We’ve got a bunch of stuff to do. 

And, just like that, it is possible to move freely. With Bush Co gone, it’s as if we’ve each suddenly lost, oh, I don’t know… 400 pounds. Whew! Feeling much better. (And why oh why didn’t we shed that dead weight long ago!) Fortunately, it’s not a moment too soon. We’re going to need to be as light as possible for what’s ahead.

Each news broadcast this winter has revealed yet more stormy news — the bailout hasn’t done anything to help the crisis, the banks and the Fed aren’t going to tell anyone where our money’s gone, foreclosure numbers are even worse than stats show, the SEC is corrupt and has let fraudsters like Bernard Madoff (former chairman of NASDAQ no less) run billion-dollar Ponzi schemes unmolested for years, while they shook down petty street urchins instead.

Buying a Lexus will help your depression.

Buying a Lexus will help your depression.

Interspersed with the latest news truckload to dump onto the festering garbage pile over the holidays were relentless commercials pimping a bow-tied Lexus or diamond earrings: Spend every penny this Christmas as if nothing is happening!

Talk about a complete lack of clue on the part of these companies. As far as I can tell, the only reason massive protests didn’t materialize was that, thanks to our lifelong consumer-behavior programming, we actually beat ourselves up inside when we can’t follow the bouncing ball, instead of telling Lexus where to stick their shiny red bow.

Well, at least there was that cheery $5 footlong Subway jingle to brighten things a smidge. 

How does a person keep herself from sinking in the face of this sobering bombardment? What’s a person to do? 

That’s the subject of my book, Heal the Money, and it’s what I want to address this year in this blog. 

First, a deep breath. There’s a lot to unpack. 

What we’re starting to see is the rot at the foundation of our system. We’ll be seeing a lot more rot this year. It’s going to be very disturbing — kind of like seeing a wreck on the highway. Do we stop and try to help? Do we just keep going? Do we get mad about the disruption to our plans? Do we get pissed off at the idiots driving 90 miles an hour while texting who caused the pile up?

But the truth is our financial system has been rotten for a long time. The flowing money has been hiding it. 

Just as with Madoff’s scheme, the critical part of the game has been to keep the money changing hands, so no one’s the wiser. Stop the flow of new takes, and, as with Madoff’s scheme, the gig is up. 

The latest derivatives portfolio is industrial sized. Please move along.

"We've lent some of it. We've not lent some of it. We've not given any accounting of, 'Here's how we're doing it,'" said Thomas Kelly, a spokesman for JPMorgan Chase, which received $25 billion in emergency bailout money

This need explains the real reason why the bailout was so “urgent” in September — it was a frantic attempt to keep the money moving. The last thing the people at the top of this garbage heap want is for the people below to stop what they’re doing long enough to take a big whiff.  

This pause in the flow of money will uncover just how much fraud had been driving our supposedly robust economy. 

Unfortunately, our beliefs that our financial system as it was structured would have supported us into the future were an illusion — it would never have stood the test of time. So the time has come for us to find that out. 

Now at last we can clear out what is rotten and build new foundations that can support us where we’re going. 

At the same time, we need to come to terms with the likelihood that most folks have been basing major life decisions around this corrupted rotten system — relying on it for their future — so how are we going to react when what we’ve known collapses? 

Ah… I believe that will be the greatest test of American character we have ever faced. 

I believe we are ready for this test. Within all the chaos, is a gift, if we allow ourselves to see it. The gift is a return to integrity. We are ready for integrity. 

So much of what has happened in this country does not align with its true purpose. Far too many dealings, even disastrous wars, have been based on hypocrisy, fraud and lies. We know it. We’ve finally rejected this path. By voting in such great numbers for the very ideas of hope and change, we have collectively chosen not to continue the old ways.

We are ready for integrity. 

But that also means there is a shakeout upon us. Our choice will likely upend the current system from top to bottom, and many will need help to keep centered. We will need to keep urging the system to transform toward integrity, without letting the exploding fear of change sink us. I do believe by holding firmly to our nation’s purpose, we will create a system that will be far better than we can know right now. But as with every creative process, there is a descent into the unknown, and it is frightening. That’s where we are. 

For the next step in letting go of fears, see the next article to come: Defeating Saber-Toothed Financial Tigers part 2: Three Steps to Calm Confidence

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Let Them Eat Bread

Posted on September 25, 2008. Filed under: Original articles, Uncategorized | Tags: , , , , , , |

Events of the last few days have thrown into high relief the background research I’d been doing. Here’s a breakdown of key points:

Rally Sept 25 in Hollywood against bailout

Let them eat bread: Rally Sept 25 in Hollywood against bailout

Present moment #1: Financial instruments that were too complicated for anyone to predict (even the mathematicians who developed them) have crashed the system. 

Since thinking about “financial instruments” is about as enjoyable as reading a bad horror script, let’s not talk money for a minute, let’s talk cars. We all understand cars. 

So look at it this way, what happened was the fancy auto-maneuvering car that some super wealthy people were driving recklessly around the world crashed into the wall. That’s what happened. People are not dead. Important fact here … no dead people. 

Thing is, their expensive vehicle was not insured. These super wealthy signed a paper saying that if they crashed their car, they could afford to lose it. That’s the only reason they were allowed behind the wheel in the first place. 

Now their egos are all bent out of shape and they’re asking for their insurance money — you know, the insurance that didn’t exist. They’re trying to talk us into being their insurance company and giving them money to bail out their expensive crashed vehicle. 

Well, if I were Congress, I’d say, no, you don’t get the $700 billion you spent on the car — hope you enjoyed the ride while it lasted.

In fact, we could pay for a few million heart operations around the country with that money instead. And since you have not demonstrated that you have a heart, here’s a Honda Fit. Welcome to the rest of the world. 

Video of rally in Hollywood from KTLA / LA Times

Video and related story of rally in Hollywood (KTLA / LA Times)


Present moment #2: The money lost was lost by gambling it away

What do I mean, by that? Okay, this time, I am going to talk money, but instead of talking banks, I’m going to talk casinos.

The end is near. At the rally against the bailout Sept 25 in Hollywood

The end is near. At the rally against the bailout Sept 25 in Hollywood

The fancy car I talked about in the previous metaphor was being used to make money  — it was what got you into the high-stakes poker room, so to speak. The super-wealthy were using machines — unregulated machines, no less — and complex math to place thousands of million-dollar bets a second on whether, say, a certain currency market was going to go up, or going to go down. Or, with macabre perversity, whether people would foreclose on their homes, or stay in them. It was a bunch of bets. 

It was a pointless game as far as the economy goes — it didn’t aim to support promising businesses, build infrastructure, cure disease. Most of the trades lasted only a few seconds. It was as pointless as betting whether the roulette ball was going to land red or black. It was countless bets on mere fluctuation, on volitility. But it made money, scads and scads of money, for the gamblers. 


Present moment #3: “Contributions” to political friends got happy tax rates for the gamblers.

Because of well placed “contributions” to the high-stakes gamblers’ favorite political friends, these winnings from the gambling mentioned above were taxed not as “winnings” as in a lottery, not as income as you and I pay, but as capital gains at a much lower rate than income tax

There was nothing remotely capital-building about these “capital gains”.

Can you spare $700 billion? Rally in Hollywood Sept 25 at Highland & Melrose

Can you spare me $700 billion? Rally in Hollywood Sept 25 at Highland & Melrose


Present moment #4: The winnings were paid out in billion dollar salaries and million dollar bonuses.

This is the real kicker. The money isn’t in the coffer to cover the high-rollers’ bad bets because it’s all been paid out in million and even billion-dollar — yes that’s right, billion dollar — salaries, commissions and bonuses. 

As you know, you and I and the rest of Main Street didn’t get into that high-stakes poker room. We didn’t share any of their billions in salaries, bonuses and commissions, but now we’re being asked — strike that, commanded — to cover their losses. 

As Dennis Kucinich said, “The double standard is stunning: their profits are their profits, but their losses are our losses.”

Tell me, do you think you’d get your money back if you went to a casino and lost your house because you’d refinanced your mortgage on a whim to buy a jet?

This is what is. 

And these ego-filled folks are using fears of financial meltdown to terrorize us into saying yes. 

If there’s anyone who deserves a bailout, it’s the people using a credit card just to eat. It’s the people fishing bottles out of the recycling bins to add to their income. It’s the people working three jobs simply to put a roof over their heads and gas in their car to get to work — those are the ones whose lives would dramatically de-stress with a piece of that $700 billion.

Give the money to the regular people all around the country actually producing goods and services — actually building things — not the trust fund playboys and the uber rich hedge fund managers getting richer from a high-stakes poker game and calling it “capital.”

Bail out everyone else first — they’re the ones being asked to pay this bill. 

If these banksters have to take public transportation the rest of their natural lives it will do them the world of good.

Rally against the bailout in Hollywood Sept 25 at Highland & Melrose

Rally against the bailout in Hollywood Sept 25 at Highland & Melrose

To paraphrase Marie Antoinette, let them eat bread.


Update: A groundswell of people across the country tapped into the deep sense of unfairness and frustration, and collected in spontaneous protests around the country today (Sept 25) — I organized one here in Hollywood through the advocacy group TrueMajority.org. This rally (pictured) was featured heavily on local TV news stations KCAL-9, KTLA, ABC7. Radio station KFWB was also covering the rally with interviews. 

Rally against the bailout in Hollywood Sept 25 corner of Highland & Melrose

Rally against the bailout in Hollywood Sept 25 corner of Highland & Melrose

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The Receding Tide of Money and What It Reveals

Posted on September 18, 2008. Filed under: Original articles, Uncategorized | Tags: , , , , , , , , , , , , , , , |

The collapsing of our financial structures began in earnest this week. It will continue as the structures that have ruled our lives for generations dismantle. 

Many people are panicked. They’re anticipating disaster and doom and are either reacting hastily or are frozen in fear. Many others are simply stunned from overwhelm, don’t know what to make of it all, and are carrying on as if nothing is happening. They’re thinking, “I can’t do anything about it, and I don’t know what it really means to me yet, so I’ll just, um, go to the gym.”  

What does it all mean? Why is it happening?

From a financial consciousness perspective, these current external structures absolutely have had to change. They have been operating from an energy of ego that is deeply disconnected from the evolutionary path of human consciousness. The truth is simple: We cannot continue to build a civilization on blind self interest and corruption.

As more and more humans intuitively become aware of this disconnect via one aspect of corruption and deception or another, it has become increasingly impossible to sustain those old abusive structures. 

The old abusive structures and the power-brokers behind them, after all, utterly depend upon the people agreeing to the system. Enough people now do not agree and that is contributing to bringing the system to a crashing halt. 

The more we understand what is happening from an energetic point of view, the more we can take ourselves out of worry and fear, put ourselves in a natural flow of resources, and contribute to the creation of a new system that does serve us — a system that does reflect the emerging consciousness and the evolution of human beings. 

But while the external structures must change, we must at the same time change the internal structures that created it in the first place. Beliefs and thoughtforms we’ve been holding onto within our minds have gone along with the abuse for generations. We need to get rid of those negative outdated programs we keep running in our heads.

In fact, changing the internal structures is the only way the external structures will actually truly change. It’s the only way to make sure that the new system will be better than what is collapsing. Otherwise, as we saw happen after the communist revolution, the overhaul may create a system as bad, if not worse than the original one.

The inner must shift. 

The Declaration of Independence states that our leaders derive their power from the consent of the governed. We withdraw that consent, their power disappears. The trick has been, as has become increasingly clear, that the true wielders of power are not our public officials — they are the unelected uber wealthy who get the public officials elected. 

We must now apply the same principle here — their power derives from money, or, more accurately, from the power we collectively associate with money. As we withdraw our consent to that power and to the corrupt money systems, their power evaporates. We must cease to continue the thoughtforms about money that disempower us, and we must stop agreeing to these disingenuous systems.

Instead, we reclaim our power, reconnect with what we deserve, and awaken to what God / Spirit / consciousness  / our inner being, has been holding for us as our next evolutionary leap. 

The time to shift the idea of money is upon us. This shift will have the fastest and most significant effect on everything else. 

But first, we need to ask from a consciousness perspective, what purpose was being served by all this flowing money?

All the money that appeared to be circulating had been hiding a whole host of issues we’ve ignored for far too long. Institutional issues, societal issues as well as individual personal anxieties, fears and feelings of inadequacy. Now, at last, we can address them.

To put it another way, money is receding like a tide. The withdrawal of the tide is revealing the rotten foundations that have been festering under the flow. This is the only way we’d be able to dig them up and clear them out. 

In this way, the receding tide is a gift of light. The darkness of the system itself would never come to light without the receding tide. 

[See NYTimes interactive graphic that details market caps of selected major financial firms on Oct 9, 2007 compared with Sept 12, 2008] 

The drop is also bringing into high relief the ego’s death grip on money — a major theme of this book and blog. The ego likes to latch onto anything it thinks will elevate itself, or belittle itself, depending on the day. Money has been serving that purpose perfectly. 

Money is the ego’s favorite tool. Ego will not give it up without a fight. We’re seeing the beginning of that fight now. 

This blog and book will help you to release the grip ego has on money in your own life. The more we let go of ego in our finances, the more we will feel abundant, capable, in control and in the natural, easy flow of resources.

What is on the other side of the fight? Well, consider the caterpillar — if a caterpillar were conscious of itself and someone came up to it and said it would soon be a beautiful flying creature known as a butterfly, I imagine the caterpillar would laugh really hard. Yeah, right. How would the caterpillar know, looking at its wriggling body or the dark cocoon it’s stuck in, what a wondrous and completely different thing it was destined to become? 

Perhaps we too will be floored by how wondrous our transcendent leap will be. 

The next evolutionary unfolding may just be more remarkable than we can imagine. Since we cannot imagine it fully now, we must have faith in the process. The lifeforce that propels the transcendent flower and the majestic tree into their full beauty is the same force that propels us now into a beauty beyond what we can currently conceptualize. 

Considering this dynamic should help us let go of some of our anxiety and fear. The ugly cocoon of our time is not the emerging butterfly. The fuzzy buds surrounding the flower are not the flower. The cramped and wrinkled petals that first push out of the fuzzy buds are only the beginning — shortly, the full bloom with its glory and perfume expands, shockingly, unexpectedly glorious. 

To look at the bud, one would never believe it possible that a flower such as this would emerge, but it is a miracle of the lifeforce. A miracle of the wonder within all beings. 

This is the glory soon to transform human beings. 

There are equitable and fair monetary structures to be discovered which will be much more nurturing to the common people and wealthy alike. Right now, the people are weary and tortured in many ways. They’re giving up higher dreams and putting up with crap that they dare not even acknowledge fully to themselves. It been the proverbial boiled frog syndrome: We’ve long had an intuition we’re being boiled, but each day it’s only a little bit hotter, so we think maybe we’re imagining it — we can’t point directly to the source of the heat — yet. 

This blog and this book asks you to put aside most likely everything you’ve been told about money your whole life — as an exercise. You can always take up the old ideas afterward if you still prefer them and they’re working for you. But for the time being, be prepared to put them aside as an exercise.

It is a powerful exercise, an empowering exercise, one will shake us from from the negativity of the current conditions. This blog and book’s intention is to release the rigidity of the thoughtforms we’ve been trapped in, and thereby free up the energy of creation around money. 

Then we can ask, what call of the soul is pulling us forward?

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Are you ready to heal the money?

Posted on August 26, 2008. Filed under: Original articles, Uncategorized | Tags: , , , , , , |

Welcome to Heal the Money, a blog about transforming our financial consciousness. What does that mean, exactly? It means shifting the resonance of money out of the restrictive energy of ego and into the limitless energy of enlightenment. 

This question posed in the headline — are you ready to heal the money — is not a frivolous one, not in the least. To heal the money is a serious endeavor. It will require changing everything — all the financial foundations and structures we’re currently agreeing to or tolerating or profiting from — even money itself — they are all to be transformed if we are serious about healing the money. Are you prepared for this? 

It’s a question that may not actually be relevant because it is coming regardless. The financial structures of our world are about to be transformed as a consequence of the evolutionary path of consciousness.

We will heal the money. All will be changed.

This shift will be very positive, though — joyful in fact — it is not to be feared. It will free us from shackles we don’t even recognize exist. It will infuse our world with light and time and peace. It will bring freedom.

This blog is intended to help those at the forefront of this transformation, those lighting the path for the shift. It will also help those feeling stress from our current economy as it transforms. I intend to include some practical guides here as well as provide energy and strength to lift folks out of worry, fear, confusion and drama around money. 

This blog is an outgrowth of the book I’ve been writing, called “Heal the Money.” As the book is being edited and prepared, I felt it important to get the powerful teachings contained within it out as soon as possible to those who might benefit. 

What is money, exactly? Do you know?

You may already realize how little education we are given about money. Money is entirely central to our present functioning life, far more so than, say, math or science, but there is no required public education about it whatsoever. I’m not talking high finance, but basics like what is the history of money and why does it have this place in our lives. We aren’t taught how money really works, where it comes from, or even what it really is.

As a consequence of this possibly purposeful lack of education, we easily fall into feeling insecure and incompetent around it. We hesitate to even admit not knowing. 

That unease quickly leads to openings for the general population to be manipulated and taken advantage of by the small number of people who devise the major structures of our system. 

In our current economy, it’s as if we have an open wound and are watching the blood pour out and are afraid to ask, “What’s this red stuff exactly?” because no one has explained blood to us. We all just carry on, feeling stupid for asking, believing maybe everyone but us was born with an innate understanding of money. We’re not even sure where the wounds are that are causing all the blood loss!

“There’s class warfare, all right, but it’s my class, the rich class, that’s making war, and we’re winning.” — Warren Buffett 

As billionaire investor and philanthropist Warren Buffett has pointed out, a class war is underway. The regular people are the cannon fodder.

The more that people are kept in the dark and afraid, the more they will do as they’re told without any complaints or questions. The more that people believe the conventional stories and the relentless “American Dream” serenade, the easier it is, ultimately, to steal from them. 

The good news is the current receding tide of money is revealing the rot at the foundations — the fraud and deceit that have been covered up by all the flowing money are being exposed. This dynamic will continue and will gain more and more strength. 

Meanwhile, most folks aren’t going to like what they see. It’s pretty dark down there and there’ll be some major trolls flushed out of the crumbling wood. But, though it may be scary to look at, truth is always something to welcome. 

The transition will affect everyone, rich and poor. The rich may even feel what’s coming more severely than average folks. They’ve been lulled into thinking they know how things work and are insulated from financial worries. But many foundations they’ve built upon are likely to collapse. They will need to find alternate sources of self-esteem and stability.  

Although this transition is going to challenge us, it is more importantly a grand opportunity — a chance to free ourselves of the clenching restrictions of ego on our money system. It is our time to let go of generations worth of worry and fear and limiting beliefs. It is also our moment to tap unbounded reservoirs of creativity and grace and generosity, which ultimately will be far more rewarding and fulfilling than our current habits. 

As a friend of mine’s father sagely put it, “If all these economic problems are forcing us to help each other more, is that such a bad thing?”

I believe it is the energy of helping each other more that will lift us very quickly into the age to come.

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